TRAVEL INSURANCE

Have you ever been in a situation where you had to cancel or interrupt a vacation or business trip?
The entire trip being pre-paid and non-refundable. How much money did you lose from the cancellation?
I can not count the amount of times I received calls from people who were away on a trip to help them, because the flight was cancelled, or delayed or luggage was rerouted to another country and some having medical problems abroad.....

Travel Insurance is a very important and viable purchase in conjunction with a trip.

Depending on your age, destination, length of stay, type of travel, ie. cruises, tours, air, etc, determines the price of the insurance policy. The insurance can be purchased at the same time of booking, (especially for pre-existing conditions) or it can be purchased at a later time, but prior to the departure date.

Travel Insurance DOES NOT have to be purchased from the same company or internet site. A travel company can sell the insurance policy individually.

See below for more information about Travel Insurance:
Travel Insurance is insurance that is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a more extensive, continuous insurance can be purchased from travel insurance companies, travel agents for any cruiselines or tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies, which are sold through travel agencies.

Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

The most common risks that are covered by travel insurance are:

* Medical expenses
* Emergency evacuation/repatriation
* Trip cancellation/interruption
* Accidental death, injury or disablement benefit
* Overseas funeral expenses
* Curtailment
* Delayed departure
* Loss, theft or damage to personal possessions and money (including travel documents)
* Delayed baggage (and emergency replacement of essential items)
* Legal assistance
* Personal liability and rental car damage excess

Some travel policies will also provide cover for additional costs, although these vary widely between providers.

In addition, often separate insurance can be purchased for specific costs such as:

* pre-existing medical conditions (e.g. asthma, diabetes)
* sports with an element of risk (e.g. skiing, scuba-diving)
* travel to high risk countries (e.g. due to war or natural disasters or acts of terrorism)

For more information: Contact: